{"id":564,"date":"2013-12-26T23:54:28","date_gmt":"2013-12-26T23:54:28","guid":{"rendered":"http:\/\/www.bgd-avocats.fr\/?p=564"},"modified":"2013-12-27T00:03:18","modified_gmt":"2013-12-27T00:03:18","slug":"vente-sous-la-condition-suspensive-de-lobtention-dun-pret-a-un-taux-maximal","status":"publish","type":"post","link":"https:\/\/www.bgd-avocats.fr\/?p=564","title":{"rendered":"Vente sous la condition suspensive de l&rsquo;obtention d&rsquo;un pr\u00eat \u00e0 un taux maximal"},"content":{"rendered":"<p>Un particulier avait sign\u00e9 une promesse de vente portant sur un immeuble sous condition suspensive de l&rsquo;obtention d&rsquo;un pr\u00eat au taux maximum de 4,75 %. Il avait demand\u00e9 \u00e0 une banque un pr\u00eat \u00e0 un taux de 4,20 % qui lui avait \u00e9t\u00e9 refus\u00e9. Le promettant, estimant que la condition suspensive tenant \u00e0 l&rsquo;obtention du pr\u00eat devait \u00eatre consid\u00e9r\u00e9e comme r\u00e9alis\u00e9e (application de l&rsquo;article 1178 du Code civil), avait alors demand\u00e9 l&rsquo;application de la clause p\u00e9nale pr\u00e9vue dans ce cas.<\/p>\n<p>Une cour d&rsquo;appel avait rejet\u00e9 cette demande au motif que le seul fait de demander un taux l\u00e9g\u00e8rement inf\u00e9rieur au taux pr\u00e9vu par la promesse ne constituait pas une faute justifiant la mise en jeu de la clause p\u00e9nale.<\/p>\n<p>La Cour de cassation a jug\u00e9 au contraire que le b\u00e9n\u00e9ficiaire de la promesse avait sollicit\u00e9 de la banque un pr\u00eat \u00e0 un taux ne correspondant pas aux caract\u00e9ristiques de la promesse, de sorte que la condition suspensive \u00e9tait r\u00e9put\u00e9e accomplie.<\/p>\n<p><em>Cass. 3e civ. 20 novembre 2013 n\u00b0 12-29.021 (n\u00b0 1362 FS-PBI), Trapletti c\/ Boumaza<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Un particulier avait sign\u00e9 une promesse de vente portant sur un immeuble sous condition suspensive de l&rsquo;obtention d&rsquo;un pr\u00eat au taux maximum de 4,75 %. Il avait demand\u00e9 \u00e0 une banque un pr\u00eat \u00e0 un taux de 4,20 % qui lui avait \u00e9t\u00e9 refus\u00e9. Le promettant, estimant que la condition suspensive tenant \u00e0 l&rsquo;obtention du [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,5],"tags":[],"class_list":["post-564","post","type-post","status-publish","format-standard","hentry","category-daf","category-strategiepatrimoniale"],"_links":{"self":[{"href":"https:\/\/www.bgd-avocats.fr\/index.php?rest_route=\/wp\/v2\/posts\/564","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bgd-avocats.fr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bgd-avocats.fr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bgd-avocats.fr\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bgd-avocats.fr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=564"}],"version-history":[{"count":1,"href":"https:\/\/www.bgd-avocats.fr\/index.php?rest_route=\/wp\/v2\/posts\/564\/revisions"}],"predecessor-version":[{"id":565,"href":"https:\/\/www.bgd-avocats.fr\/index.php?rest_route=\/wp\/v2\/posts\/564\/revisions\/565"}],"wp:attachment":[{"href":"https:\/\/www.bgd-avocats.fr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=564"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bgd-avocats.fr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=564"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bgd-avocats.fr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=564"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}